1. Information We Collect
We collect personal information you provide during registration and onboarding, including your name, phone number, email, date of birth, address, employment details, and financial information such as income and existing EMIs.
2. How We Use Your Information
Your information is used to verify your identity and match you with suitable loan products from our lending partners, who assess your eligibility directly. We may also use your contact details to send you relevant updates and offers.
3. Data Sharing
We share your information only with the lending partner(s) you choose to enquire with — currently HDFC Bank (direct partner) and ICICI Bank and Axis Bank (through our DSA partner, RU Loans) — so they can process your enquiry. We do not sell your personal data to third parties. All partners are bound by strict confidentiality agreements.
4. Data Security
We use 256-bit SSL encryption and industry-standard security practices to protect your data. Access to personal information is restricted to authorised personnel only.
5. Data Retention
We retain your data for as long as your account is active or as required by law. You may request deletion of your account and associated data by contacting our support team.
6. Your Rights
You have the right to access, correct, or delete your personal information. You may also opt out of marketing communications at any time by contacting us.
7. Cookies & Analytics
We may use analytics tools to understand app usage patterns. No personally identifiable information is shared with analytics providers.
8. Third-Party Links
Our app may contain links to third-party websites or services. We are not responsible for the privacy practices of those sites and encourage you to review their policies.
9. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of significant changes via the app or email. Continued use of the app after changes implies acceptance.
10. Contact Us
For questions about this Privacy Policy or to exercise your data rights, contact us at contact@loanbazzars.com or call +91 90252 75003.