Loan Bazzars

Personal loan offers from 3 banks, compared in one place

Rate range, tenure, maximum amount and minimum salary for each partner plan, as the banks shared them with us. Add your income in the app to see the amount each plan allows for you.

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Partner plans at a glance

All plans are for salaried borrowers and repaid in equal monthly instalments. The bank sets your rate inside the range after reviewing your profile.

Bank Interest rate (p.a.) Tenure Maximum amount Minimum monthly income Minimum CIBIL
HDFC BankPersonal Loan - Salaried 9.99% to 24% 12 to 72 months ₹40 lakh ₹25,000 Not specified
Axis BankPersonal Loan - Salaried 10.25% to 24% 12 to 84 months ₹40 lakh ₹15,000 Not specified
ICICI BankPersonal Loan - Salaried 10.5% to 24% 12 to 60 months ₹50 lakh ₹30,000 725

Rates and limits as shared with Loan Bazzars by the banks. The rate you are offered depends on your profile, and the final terms are set by the bank in its sanction letter.

What each bank asks for

Documents, processing fees and the policy notes each bank has shared. Open a bank to see its details.

H

HDFC Bank

Personal Loan - Salaried
Interest rate9.99% to 24%
Tenure12 to 72 months
Maximum amount₹40 lakh
Minimum salary₹25,000 / month

Documents

  • Aadhar Card
  • PAN Card
  • Working ID
  • Last 3 Month Payslip
  • Last 3 Month Salary Credit Statement
  • Form 16
  • Photo (1)

Processing fee

  • Below ₹50k salary: ₹4,129 (incl. GST)
  • Above ₹50k salary: ₹7,670 (incl. GST)

Policy notes from the bank

  • Address proof NOT required.
  • FOIR: Below ₹50k salary = 65% | Above ₹50k salary = 70%.
  • 72-month tenure: ₹50k+ salary & 750+ CIBIL score required.
  • Top-up & Balance Transfer: Eligible after 3 EMIs paid.
  • Gold Loan Obligation: 1% of total gold loan amount counted.
  • Credit Card Obligation: If CC outstanding > net salary, 5% of outstanding counted.
  • CAT C & D internal account: ₹35k min salary. External account: ₹50k min salary.
A

Axis Bank

Personal Loan - Salaried
Interest rate10.25% to 24%
Tenure12 to 84 months
Maximum amount₹40 lakh
Minimum salary₹15,000 / month

Documents

  • Aadhar Card
  • PAN Card
  • Last 3 Month Payslip
  • Last 3 Month Bank Statement

Policy notes from the bank

  • Axis Salary Account holders: ₹15k min salary.
  • CAT A, B, C: ₹25k min salary.
  • CAT D: ₹40k min salary.
  • FOIR: ₹25k salary = 50% | Above ₹30k = 60% | Above ₹40k = 70%.
  • 7-Year (84 month) program: 760+ CIBIL & no payment delays.
  • Foreclosure part payment charge: 2%.
  • After 1 year, own-fund foreclosure: no debit balance charges.
I

ICICI Bank

Personal Loan - Salaried
Interest rate10.5% to 24%
Tenure12 to 60 months
Maximum amount₹50 lakh
Minimum salary₹30,000 / month

Documents

  • Aadhar Card
  • PAN Card
  • Last 3 Month Payslip
  • Last 3 Month Bank Statement

Policy notes from the bank

  • FOIR: Above ₹50k salary = 65% | Active Home Loan customers = 70%.
  • Below ₹50k salary: Multiplier 15x to 20x (no standard multiplier table).
  • CAT D / Unlisted companies FOIR capped at 50%.
  • Minimum CIBIL: 725.

How the amount you can request is worked out

Each bank groups employers into categories and applies a multiplier to your monthly take-home salary. The multiplier rises with tenure, so a longer loan allows a larger amount. Existing EMIs are deducted first, and the result is capped at the plan's maximum.

The app runs this for every partner plan the moment you finish your profile, and shows the amount for each tenure. The bank confirms the final figure after checking your documents.

Read the full eligibility explainer

Documents banks ask for

Nothing is needed to compare. These come into play once the bank picks up your enquiry.

  • Aadhar Card
  • PAN Card
  • Working ID
  • Last 3 Month Payslip
  • Last 3 Month Salary Credit Statement
  • Form 16
  • Photo (1)
  • Last 3 Month Bank Statement

Personal loan questions

Is Loan Bazzars free to use?
Yes. Comparing offers and sending an enquiry costs nothing. Any charges come from the bank, and only if you go ahead with a loan.
How does the offer match work?
You enter your income, employment type, age and employer details. The app compares those against each partner bank's published plan criteria and shows the plans worth applying to, with an indicative amount. Final eligibility is always confirmed by the bank.
Will comparing offers affect my CIBIL score?
No. Comparing on Loan Bazzars is a soft check and does not appear as a credit enquiry. The hard enquiry only happens at the bank, if you decide to apply.
Who are your lending partners?
HDFC Bank works with us directly. ICICI Bank and Axis Bank offers reach you through our DSA partner, RU Loans. Every approval, rate and disbursal is decided by the bank.
What information do I need to see matched offers?
Employment type, monthly income, date of birth and employer name. No document uploads or scans are needed just to look.
What happens after I send an enquiry?
Our team forwards it to the bank and helps you understand which documents are needed. The bank contacts you directly to take the application forward. Approval, rate and disbursal are entirely the bank's decision.
Do I need to install an app?
No. Loan Bazzars runs in your browser on any phone or computer. Open the web app, verify your number and continue where you left off later.
Is my data shared with banks?
Only with the bank you send an enquiry to, and only for that enquiry. Browsing and comparing shares nothing.
Can I delete my account?
Yes. Use "Delete my account" in your profile or the delete-account page on this site. Your account is removed after 30 days; logging in before then cancels the request.

See your matched personal loan offers

Enter your salary and employer. The app shows the amount each bank allows, before anyone calls you.

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