How Loan Bazzars works

Four steps from a mobile number to an enquiry with the bank you choose. Under ten minutes, no branch visit, and nobody contacts you until you send an enquiry.

  1. Verify your mobile number

    A one-time code is all you need to start. No forms, no documents, no branch visit.

  2. Tell us about your work

    Employment type, employer, take-home salary, existing EMIs. Four fields decide which plans match.

  3. Compare matched offers

    See the bank, the amount you can request, the rate range and the tenure for each plan. Nobody contacts you at this point.

  4. Send an enquiry

    Pick a plan and an amount. We forward it to the bank, help with the document list, and the bank takes it from there.

Matched personal loan offers from three banks shown side by side in the Loan Bazzars app
An offer page in the Loan Bazzars app with loan terms, documents, processing fee and the enquiry panel

What happens after you enquire

  1. 1

    Your enquiry reaches our team

    It shows up in your Applications page with the bank contact who will handle it.

  2. 2

    We forward it and explain the documents

    You get the bank's document list for that plan, so nothing is a surprise.

  3. 3

    The bank contacts you

    The bank runs its checks, sets the final rate and amount, and issues the sanction letter.

  4. 4

    Disbursal

    The bank disburses the loan to your account. Loan Bazzars never handles the money.

What Loan Bazzars does not do

Being clear about this keeps the process honest for everyone.

  • We do not lendLoan Bazzars is a referral and comparison platform. The money always comes from the bank.
  • We do not decide approval, rate or amountThe app shows what a plan's published rules allow. The bank makes the decision after its own checks.
  • We do not charge youComparing and enquiring are free. Any fee is the bank's, and only if you take the loan.
  • We do not pass your details aroundOnly the bank you enquire with receives them, and only for that enquiry.

See which offers match you

Five minutes, no documents to start, and your CIBIL score is not touched.

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